英语-细节题(3):直接理解题

视频讲解

考题练习

A budget（预算）is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes willpower（意志力）.Your budget should meet your family’s needs and income.

The first step in creating a budget is to set your goals. What does your family need and want? You must knowall that to work out the details of the budget. Never spend more than you can. Then decide which goals are the most important.

The next step is estimating family income. Before you can plan wisely, you need to know how much money have to spend! Write down all the money you expect to receive (wages, savings, interest, etc.) during the planned budget period.

After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses.

If you are not satisfied with what you got for your money, look carefully at your spending. Studying your records will show where overspending has occurred. It will alsopoint out poor buying habits.

It is also a good idea to set aside a small amount of money for emergencies. Every family has emergencies: ablown tire, a broken device, or the need for medical care.

1.According to the passage, what is the advantage of a budget?

A. It can help you set your goals clearly.

B. It can help you save a lot of money.

C. It can help you get rid of poor buying habits.

D. It can help you spend money wisely.

2.In carrying out your budget, you need_________.

A. to have the ability to control yourself

B. to ask your family members for advice

C. to cut it down as much as possible.

D. to take care not to buy expensive things

3.One advantage of keeping a record of your spending is that_________.

A. you will remember how much you have already spent

B. you will know if you have spent more money than you planned

C. you will be able to tell your family what should not be bought

D. you will learn how to make a better budget next time

答案及解析

1.According to the passage, what is the advantage of a budget?

A. It can help you set your goals clearly.

B. It can help you save a lot of money.

C. It can help you get rid of poor buying habits.

D. It can help you spend money wisely.

【答案】D

根据题干信息，确定本题为细节题中的直接理解题。结合题干关键词budget定位到第一段第一、二句“A budget（预算）is a spending plan. It can help you spend money wisely.”第二句中的it指代budget，题干问预算的优势，第二句中的help与题干的advantage同义，故本题答案为help后的内容：做预算会帮助你明智地花钱，选项D同原文同词复现，故本题答案为D。

2.In carrying out your budget, you need_________.

A. to have the ability to control yourself

B. to ask your family members for advice

C. to cut it down as much as possible.

D. to take care not to buy expensive things

【答案】A

根据题干信息，确定本题为细节题中的直接理解题，分析题干，关键词carrying out your budget意为执行预算，根据第一段倒数第二句话“Of course, preparing a budget takes planning, and following a budget takes willpower（意志力）.”中的following意为执行，与题干同义替换，原文意为：准备一项预算需要计划，而执行一项计划则需要意志力，“A. 控制自己的能力”与原文同义，故本题答案为A。

3.One advantage of keeping a record of your spending is that_________.

A. you will remember how much you have already spent

B. you will know if you have spent more money than you planned

C. you will be able to tell your family what should not be bought

D. you will learn how to make a better budget next time

【答案】B

结合题干关键词keeping a record定位到倒数第二段第二句话“Studying your records will show where overspending has occurred.”，通过研究花销记录，你会发现超支的地方在哪里，本题关键词“overspending”。选项A. 你会记得你已经花了多少钱，原文是可以发现多花的钱，而不是已花的钱，排除；B.你会知道你是否花的钱比你计划的多，spentmoremoney与原文“overspending”同义替换，符合句意；C.你将能够告诉你的家人什么不应该买，原文未提及，排除；D. 下次你将学习如何制定更好的预算，原文未提及，排除，故本题答案为B。

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